Ten Points When Buying Health Insurance

Ten Points When Buying Health Insurance
  • Get the highest cap on drugs you can find
  • Vision and dental shouldn't be the driving force in deciding
  • Non-medicalGuaranteed issue plans provide poor quality protection
  • Pre-existing conditions are a problem and typically excluded
  • Rates are never guaranteed and usually change annually
  • Full disclosure is best disclosure as insurers find out anyway
  • All plans can change thus you are not locking anything in
  • If any medical tests are outstanding then don't apply, you will be postponed
  • Nothing good is fast, prepare to wait 6 to 8 weeks for a decision
  • Work with a real broker as it saves time and money