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Living Benefit Program

What does the word CONTROL mean to you?

What does MONEY mean to you?

What if you suddenly did not have enough MONEY and felt as if you had no CONTROL?

Our clients feel the same way!

Where will they find the MONEY to deal with their illness?
Boss/partner? Savings/RRSP? Parents/family? Banker/friends?
How much could you obtain and how long would it last?

Have you really thought about the economic impact on you/your family of being off work, and without income for even 6 months?

Did you know that if you save 5% of your annual net income every year it would only take 6 months not working to wipe out 10 years of savings?

Do you buy lottery tickets?

If so, WHY? What are you wishing for? What would you do with the money?
Do you know the odds of winning?

QUESTION?

How many people do you know that have been diagnosed with cancer, heart disease/heart attack, or have had a stroke?

Of those people you know, whether they survived or not how many would be better off if they had been given a tax free, lump sum cheque when they were diagnosed for $100,000 or more? (and never had to pay anyone back)
How many of them wished they had won the lottery the day they were diagnosed?

Do you believe that these individuals in their dying days or days of recovery:

*would have been under less stress
*might have been able to get immediate or alternative treatment that could have helped them but they could not afford? (e.g. Travel to the U.S. for help now)
*that their loved ones would not have had to suffer as much as they did due to financial pressure?
*that their family/marriage would not have broken apart?


WORLD RENOWN DR. MARIOUS BARNARD, knew what money would mean to the survival of his patients. And, with diligence and great passion he finally was able to have an insurance company in South Africa in 1983 develop the first Critical Illness policy.

Think of Critical Illness as key person insurance:
*You are key to yourself, your family, your employer
*You are the key to financial stability
*As long as you are healthy you are not a financial liability
*As soon as you are sick you become a potential financial disaster.

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