CBIA's Permanent Life provides coverage in the event of death, no matter when it should occur and was designed with estate preservation in mind.

Cash can be passed onto your beneficiaries tax free and be used to pay funeral expenses, provide a permanent income and pay the costs associated with the inheritance of your estate. Without Permanent Life insurance your beneficiaries could be forced to liquidate your estate in a hasty manner to cover the taxes owed. Why use your own hard earned dollars when the insurance proceeds (at pennies on the dollar) can be used?

While the plan provides lifetime protection, premiums are only payable to age 65 or 20 years which ever is longer, after which time, the policy is fully paid up.

Premiums are level and guaranteed never to increase and Guaranteed Cash Surrender Values, equal to the sum of the paid premiums, less the waiver of premium cost and policy fee, are available.

Waiver of Premium is available.

Flexible payment options include monthly, annual, or, the policy can be paid with a single payment option.

This policy is available on a single life or joint last to die coverage.

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