Key Person Protection

Good employees and partners are hard to come by and are key to creating and sustaining a successful business. Do not make the mistake that is common among employers and take their loyalty for granted or else you may find them leaving to start with a new employer who has wooed them away by offering them more attractive employment benefits such as a comprehensive group benefit package or key person disability or critical illness protection.

This specialized area is mainly about good communication, spending appropriate time and coming up with parameters to assist in the developement of a plan that works for all involved.  With inovative features such as Return of Premium, various benefits be it death related or living benefit related and cash options the choices are vast with a good design the results are very effective.